Non-repayable share: up to 40%
Capital to build. 40% you never pay back.
We fund the development budget of startups built by software houses. Up to 40% is a non-repayable grant. The rest is a low-interest loan.
How the 40% works. In plain English.
Every approved project receives a total amount equal to its approved development budget. That amount comes in two parts:
- Up to 40% as a non-repayable grant Never paid back. The exact percentage depends on your analysis score.
- The rest as a low-interest loan Repaid on a sustainable plan that starts after the product launches.
- Paid to the software house Funds go to the builders, in tranches tied to project milestones.
40%grant
Non-repayable grant€48,000
Low-interest loan€72,000
Project budget€120,000
Three examples. Three very different projects.
B2B SaaS MVP
€60,000
Non-repayable grant€24,000
Low-interest loan€36,000
Fintech app with first customers
€150,000
Non-repayable grant€60,000
Low-interest loan€90,000
AI platform for manufacturing
€400,000
Non-repayable grant€160,000
Low-interest loan€240,000
What you can fund. And what you can’t.
Eligible costs
- Development hours from the software house team
- Product design, UX and UI
- Cloud infrastructure, licenses and tools
- Testing, security and certifications
- Go-to-market and early sales activity
Ineligible costs
- Projects for third-party clients (contract work)
- The software house’s existing debts
- Real estate or assets unrelated to the project
- Partners’ personal expenses
- Activities unrelated to building the startup
SF
FundFoundDubai, UAE
€120,000
DS
Devstudio S.r.l.Software house
PaidWhy we fund software houses. Directly.
They’re the ones building the product. Paying the builders cuts out middlemen, speeds everything up and makes sure every euro ends up in the product.
- Fewer steps, more speed
- Capital tied to verifiable development milestones
- The software house gets to build its own product, not just client work
Side by side. With the usual alternatives.
| FundFound | Bank | Public grants | Venture capital | |
|---|---|---|---|---|
| Response time | Within 24 hours | 1–4 months | 3–12 months | 3–6 months |
| Non-repayable grant | Up to 40% | No | Varies | No |
| Personal guarantees | Not required | Often required | Sometimes | No |
| Equity dilution | No | No | No | Yes |
| Paperwork | Pitch + key data | Financials and collateral | Very heavy | Full due diligence |
| Partner network | Included | No | No | Yes |
Indicative comparison based on average market timelines and terms.